English   Russian   spainsh  Bulgarian  german

 
Bulgaria Property, Real Estate Agents, Bulgarian Properties, For Sale, For Rent, To Let, Properties in Bulgaria,Buying, selling, Renting, Letting

  
  
    Type

  SALE    RENT
   Country

 


   Type of Property
 

  
   Basic Location
 


   City/Region
  


  Type of Currency
  
 EURO €

 
  
  From € 
      To €
  ID Ref: 


Property Pages
Apartment for rent in Varna

Apartment for Sale in Sunny Beach, Bulgaria

Apartments for sale in Bansko, Bulgaria

Apartments for sale in Bulgaria

Apartments for Sale in Varna Bulgaria

Bulgarian Properties For Sale

Cheap houses for sale in Bulgaria

Commercial property for sell

Holiday accomodation and rentals in Bulgaria

Land for sale in Bulgaria

Properties for Rent in Bulgaria

Properties for sale Aksakovo Municipality

Properties for sale General Toshevo Municipality

Properties for sale in Avren Bulgaria

Properties for sale in Bulgaria

Properties for sale in Byala Municipality

Properties for sale in Provadiya Municipality

Properties for sale in varna centre

Properties in Sunny Beach for Sale

Property for sale Beloslav Municipality

Property for sale in Eastern Europe Bulgaria

Regulated Developement land for Sale in Bulgaria

Ski Chalets for sale in Bulgaria

Ski Chalets for Sale in Bulgaria NEW

Unregulated farming agriculture land for sale

Villas, Houses and Bungalows for sell

Where to Buy a property in Bulgaria?

 
 
 

 To View all Properties - Click Here

 

 
 

ABOUT OUR MORTGAGES

 

 PROPERTY MANAGEMENT
 DEVELOPERS
 CONSULTANTS
   

SHEEN LTD. BULGARIAN MORTGAGE SERVICE
 

Loan purpose

Purchase, re-mortgage or equity release on residential property or land with planning permission in Bulgaria

Interest rate

Fixed margin of 3.45% above variable ECB base rate. 3.7% fixed margin above ECB base rate for interest only option

Currency

Euro

Maximum LTV (based on lower of the valuation or purchase price)

75% for loans €100,000 +
70% for loans €40,000 to €99,999
60% loans on land only

Term

 5 to 25 years

Minimum loan amount

25,000 Euros

Maximum loan amount

No upper limit

Rental income

Up to 20% of rental income may be taken into account on the property to be mortgaged when assessing status

Minimum age

21

Maximum age

65 on maturity of the loan

Maximum applicants

4

Married applicants

In Bulgaria married buyers own the property jointly, therefore the property purchase (and therefore the mortgage application) should be in joint names

Eligibility

UK or Irish nationals
Expatriates retaining UK banking facilities

Repayment method

Capital & interest

Interest only option

For first year

Limited company purchase

Optional, these should be non trading, formed solely for the purpose of this transaction

Loan security

First charge on residential property / land in Bulgaria

Building insurance

Via lender's nominated insurers.

Life insurance

Recommended, not mandatory

Application fee

£395 per application.

Arrangement fee

1% of loan amount for individuals and 1.5% for Company loans (minimum £500) on successful Application

Valuation fee

Payable by applicant

Legal fees

Applicant is responsible for instructing a Bulgarian lawyer and all fees in this regard. In addition applicants are responsible for the Bank’s legal costs

Early repayment fee
 

3% in year 1, 2% in year 2

 
   

   
   
 
 
 
 
 
 
 
     

TOP

 
 
 
 

 
 

               



 

Copyright © Sheen Ltd.  |   FOR WEB DESIGN CONTACT US : JINAL SHAH TEL NO: (+359 52) 699 229 & (+44) 208 123 9897

About Bulgaria | Our Company | Our Services | Our Fees | Foreign Investment Policy | Buying Process | Visas & Permit | Relocation | About Our Mortgages |

 Bulgaria Property Hot Offers | View All Bulgarian Properties | View All Bulgarian Land | Why invest in Bulgaria | Contact Us